Creamy Banana Pudding Recipe with Sour Cream

This no-bake Banana Pudding with Sour Cream and Cool Whip uses just six ingredients and captures the taste of the old-fashioned version without heating up the kitchen. It layers creamy instant pudding with ripe bananas and vanilla wafers for a classic, crowd-pleasing dessert that is quick to prepare and ideal for potlucks, family dinners, or holiday gatherings.

the top of no cook banana pudding in a white baking dish.

Featured Comment:

“Banana pudding is one of my husband’s favorites. He absolutely loves this recipe. I use the mini Nilla Wafers, just because you can get more cookies in.” — Amy

A Classic, But Easier!

I love recipes that don’t require turning on the oven. This version of banana pudding is a no-cook, no-bake take on a vintage 1980s church-cookbook favorite. Using instant vanilla pudding makes the filling fast and foolproof.

Instead of cooking a custard or working at the stove, the pudding mix is blended with milk, sour cream, and thawed whipped topping to create a light, creamy filling. Sour cream adds a subtle tang that keeps the dessert from becoming cloyingly sweet.

This recipe is made to feed a crowd, but it’s just as easy to halve if you prefer a smaller batch. It stores well in the refrigerator for a few days and makes a great make-ahead dessert.

Enjoy! Kate
banana pudding inside a baking pan with portion removed to show layers

My Tips for Making Banana Pudding with Sour Cream

  • Use ripe bananas for the best banana flavor, but avoid overly brown fruit — ripe and firm is ideal.
  • Leave a small border around the top so a layer of Nilla wafers is visible along the edge; it makes the finished dish more attractive.
  • Reserve a few whole wafers to crumble on top just before serving for texture and presentation.
  • Although assembly is fast, plan on at least two hours refrigerated for the pudding to set; overnight is even better for flavor melding.

Why Sour Cream Works for this Recipe

Adding sour cream to the pudding mix does three useful things:

  • It balances the sweetness from the instant pudding, whipped topping, and bananas with a gentle tang.
  • It helps achieve a slightly thicker, creamier texture without making the filling heavy.
  • It contributes a subtle, cheesecake-like brightness that complements the other ingredients.
banana pudding with sour cream ingredients with text labels.

Here’s What You’ll Need

  • Instant vanilla pudding — two 3-oz boxes (or one 6-oz box). You can experiment with other instant flavors such as white chocolate or banana, but vanilla keeps the classic profile.
  • Whole or 2% milk for a richer, creamier texture.
  • Sour cream to cut sweetness and add tang.
  • Whipped topping (about 12 oz total, thawed) — a light whipped topping integrates smoothly and keeps the filling airy. The recipe calls for approximately 1½ of the older-style 8 oz containers to equal 12 oz.
  • Nilla Wafers (one 11 oz box) or another thin vanilla cookie; graham crackers can be used if needed.
  • Five to six medium bananas, sliced about 1/4 inch thick.

How to Make Banana Pudding with Sour Cream and Cool Whip

1. Combine the instant vanilla pudding mix, milk, and sour cream in a large bowl. Beat with a hand mixer on medium speed for about 3 minutes, until the mixture is smooth and creamy.

vanilla pudding being mixed in a white mixing bowl with a hand mixer.
whipped topping pudding mixture in a white mixing bowl with a green spatula.

2. Gently fold the thawed whipped topping into the pudding mixture until just combined.

3. Save 4–5 whole Nilla wafers and chop them for topping; set the chopped wafers aside.

4. In a 13×9-inch dish, spread a layer of the pudding mixture, then add a single layer of whole Nilla wafers and a layer of banana slices. Repeat these layers until the pudding mixture is used up, finishing with the chopped wafers sprinkled over the top.

the first layer of pudding, cookies and bananas in a baking dish.
whipped topping spread all over the top of no cook banana pudding in a white baking dish.

5. Cover and refrigerate for at least two hours, or overnight, before serving.

the top of sour cream banana pudding in a white baking dish next to bananas.

Frequently Asked Questions

Can you taste the sour cream?
No — the sour cream blends smoothly into the pudding and whipped topping. It adds a light tang rather than an overt sour flavor.

How long will banana pudding keep?
Store covered in the refrigerator. The pudding is best within 1–2 days; the bananas will begin to brown and soften after a few days. Use within 3–4 days for best quality.

How do you keep the bananas from browning?
Make sure banana slices are well covered by the pudding mixture so they are not exposed to air. If you plan to garnish with fresh banana slices on top, brush them lightly with lemon juice to slow browning for a few hours.

📖 Recipe

no cook banana pudding in a white baking dish.

Banana Pudding with Sour Cream

Author: Kate

This light, airy banana pudding uses sour cream to balance sweetness and keep the filling creamy and flavorful.

Prep Time: 20 mins • Refrigeration: 2 hrs • Total Time: 2 hrs 20 mins • Servings: 16

Ingredients

  • 2 small boxes instant vanilla pudding (3 oz each) — or one 6-oz box
  • 3 cups milk (whole or 2%)
  • 1 cup sour cream
  • 12 oz whipped topping, thawed (about 1½ of the older 8 oz tubs to equal 12 oz)
  • 1 box Nilla Wafers (11 oz) or other vanilla wafer cookies
  • 5–6 medium bananas, sliced about ¼ inch thick

Instructions

  1. In a large bowl, whisk or beat the instant pudding mix with the milk and sour cream on medium speed for about 3 minutes, until smooth and creamy.
  2. Fold in the thawed whipped topping until just combined.
  3. Reserve 4–5 whole wafers and chop them for the final topping.
  4. Spread a layer of pudding mixture in a 13×9-inch baking dish. Add a layer of whole wafers, then a layer of banana slices. Repeat layers until the pudding is used up.
  5. Finish by sprinkling the chopped wafers over the top. Cover and chill at least two hours or overnight before serving.

Notes & Variations

  • Swap cookies: graham crackers, thin butter cookies, or other crisp cookies work well.
  • Try different instant pudding flavors such as banana or white chocolate for a twist.
  • To reduce calories, use lower-fat milk, light sour cream, and fat-free whipped topping.
  • Add texture by sprinkling chopped walnuts or pecans on top just before serving.
  • For a more elegant presentation, layer the pudding in a trifle bowl or individual clear cups.

Storage

Cover and refrigerate for up to 4 days. The bananas will soften and brown over time, so the pudding is best eaten within a couple of days.

Freezing

This dessert does not freeze well; freezing and thawing can make the texture watery or mushy. If you need a smaller quantity, halve the recipe and use an 8×8-inch dish.

Nutrition (per serving, approximate)

Calories: 278 • Carbohydrates: 43 g • Protein: 4 g • Fat: 11 g • Sugar: 29 g • Sodium: 192 mg • Potassium: 285 mg

Did you make this recipe? Please leave a rating and comment to share your experience.

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